State file
Nevada trust companies
Nevada licenses retail trust companies under NRS Chapter 669 and treats family trust companies under NRS Chapter 669A. Directed-fiduciary rules live in NRS 163.553–163.556. A Las Vegas marketing page is not a license.
Editorial only. Not legal, tax, or investment advice. Statutes and licensee lists change — read the primary source and the date on each citation.
This directory currently lists 14 companies by primary domicile. Additional-domicile footnotes on a listing do not change that filter.
Regulator roster used here: Retail Trust Companies (dated 2026-01-26).
Who regulates
The Nevada Financial Institutions Division (Department of Business and Industry) licenses retail trust companies. The public list used on this site is Retail Trust Companies, PDF dated 26 January 2026. Names on that PDF appear in all-caps legal form (for example CREATIVE PLANNING TRUST COMPANY LLC). Re-check the current file; FID restates it.
Family trust companies under NRS Chapter 669A are a different regime. Do not read a 669 retail listing as a 669A family charter, or the reverse.
What the license is
NRS 669 is a licensing chapter, not a marketing category. The Commissioner can examine, discipline, seize property, and ask a court for a receiver (NRS 669.2825, 669.2846). A public petition in the Prime Trust / Prime Core matter is discussed on the failure-modes page as an illustration of those sections — not as a score of other Nevada names still on the 2026 list.
Capital, not a bonding chart
NRS 669.100 sets a $1,000,000 stockholders’ equity floor for retail trust companies (or more if the Commissioner requires), paid in cash before opening, with specified cash and cash-equivalent buckets. We quote that statute because it is official text. We are not publishing a four-state bonding table, and we are not treating statutory equity as client insurance.
Directed fiduciary
Nevada’s directed-trust block is in the trusts title, not the licensing title: NRS 163.553–163.556. If the instrument does not create a directing trust adviser and a directed fiduciary, the retail license alone does not unbundle investment risk.
Several listed Nevada firms market dynasty, DAPT, and directed-trust features of Nevada law. Those are statute features. They still have to appear in the instrument and match where administration actually occurs (see NRS 669.083 on the principal office).
What to verify on a Nevada appointment
- Exact legal name on the current FID retail list
- Retail 669 vs family 669A vs a bank with trust powers
- Principal-office address vs the office that will run the file
- Directed vs discretionary acceptance under NRS 163.5548–163.5549
- Where cash is custodied (third-party bank vs on the trust company’s books)
- Current fee letter — not invented here
Listed Nevada companies whose Trust File directed-trust field is directed or directed / mixed are collected on the Nevada directed trustees landing. That page explains the NRS 163 role first; it is not a ranking.
Questions people actually ask
What is a Nevada retail trust company?
NRS 669.070 defines a trust company as a corporation or LLC licensed under Chapter 669 and engaged in a trust-company business. NRS 669.029 defines that business as holding out, by advertising or solicitation, that the person is available to act as a fiduciary in Nevada and undertaking to act as a fiduciary in the regular course of business. Retail charters are the public-facing license class this directory lists. Family trust companies are a different chapter (669A).
Does a retail trust company have to keep a Nevada office?
NRS 669.083 requires a retail trust company to maintain its principal office in Nevada, including a verifiable physical office, a resident employee in that office with satisfactory trust-administration experience, examinable records, and specified local cash accounts for part of required equity, plus services to Nevada residents consistent with the business plan.
What is the published stockholders’ equity minimum?
NRS 669.100(1) says no retail trust company may be organized or operated with stockholders’ equity of less than $1,000,000, or a greater amount the Commissioner requires. That is a statutory capital floor, not a bonding table and not a guarantee of customer recovery. Confirm the current text and any higher requirement imposed on a specific licensee.
Where is Nevada directed-trust law?
NRS 163.553 to 163.556. NRS 163.5548 defines when a fiduciary is a “directed fiduciary.” NRS 163.5549 limits liability for following a directing trust adviser and says the directed fiduciary is not required to perform an investment or suitability review of investments made by that adviser.